Accumulating Reward Points - Customer reward cards will be issued with 100 initial rewards points at the time the rewards card is issued. Reward points issued to customer’s rewards card equate to a corresponding calculation based on the amount of fees paid during each transaction. (each $ fees paid x 1)=point value. Bonus points may be awarded to customers that pay “On Time”. Payments received on or before the contract maturity date = (each $ fees paid x 5)=point value.
Customer who refers customers may be rewarded 200 bonus reward points and added to the referring customer’s rewards card during the referred customer’s transaction. Referred customer must qualify and receive an advance of at least $200 or more.
Every 1000 points may be converted into a redeemable $20.00 cash value toward any advance currently outstanding at any Emergi-Cash location. Points greater 1000 will be retained on the rewards card as reward points for future/additional accumulation.
Special bonus periods will be announced periodically where customers may receive additional points for transactions above the standard bonus structure including but not limited to double point periods.
Redeeming Cash Value – Reward cards that have acquired a positive cash value balance can use that cash value at the cardholder’s discretion towards their outstanding balance with Emergi-Cash.
Only cash values posted on a customer’s rewards card at the time of a transaction may be used towards an outstanding balance with Emergi-Cash. Customer must be present to redeem reward card’s cash value. Cash values can only be redeemed by the cardholder. Cash values are only valid at Emergi-Cash. Collection customers are subject to rewards card cancellation; including but not limited to customers with payment plans, insufficient funds, bankruptcies and garnishments that have accrued through business with Emergi-Cash. Cardholders that encounter card cancellation are subject to a forfeiture of all accumulated rewards card balances. Re-activation of cancelled reward cards are subject to review.
Checking Card Balances: Card balances can be checked by an associate at any Emergi-Cash location or customers can use the Balance Checker located on the Emergi-Cash website at their discretion. The Balance Checker can be found at www.emergi-cash.com/rewards. Balance Checker and/or website may or may not be up at certain times.
| Sample Account Balance |
| Cash Value | Reward Points | Lifetime Points |
| $20.00 | 331.00 | 1331.00 |
1000 points auto-convert to cash value. Remaining point are
retained on customers card for future accumulation.
See Sample Account Balance for break down.
Emergi-Cash reserves the right to change/modify its loyalty/rewards program at any time and at its own discretion up to and including discontinuation of the program at any time for any reason. Fees associated with the account may not be accumulated for certain fees owed and paid by customer. Returned check fees will not count toward point awards. Card holder must be present to use rewards. Available cash value is only good at Emergi-Cash.
