FAQ's

Emergi-Cash provides an extensive training and support program to help you every step of the way. It all starts with one week of training at our corporate locations for your general manager and one other.  This initial training occurs 15-30 days prior to your store opening and teaches your key management staff what they need to run your payday loan facility. When your store opens we also provide a trainer to assist you at your location for the first week. Training continues with your personal Franchise Business Advisor who works with you step by step on an ongoing basis.

The Federal Trade Commission regulates what Emergi-Cash is allowed to disclose to potential franchisees. As you proceed through the process of purchasing Emergi-Cash business, you will receive the Franchise Disclosure Document (FDD) that details more about the business opportunity and your expected startup expenses.

The estimated initial investments to establish a Emergi-Cash franchise ranges from $116,600 to $214,500. This includes a franchise fee of $25,000 as well as the store furnishings and equipment, location build out, point of sale system, grand opening marketing, six month’s rent, licenses, capital for loans and working capital to open your business.

Emergi-Cash does not offer any direct financing but we can recommend some third party financing options for you. If you have a retirement fund we can also recommend some great programs that allow you to borrow against your retirement fund without paying penalties or taxes.

• Minimum of $50,000 liquid assets with good credit and capital for the loans

• Minimum net worth of $200,000 per location

• Knowledge of the trade area where the store will be located

• Location that meets the established criteria